octagonally Sadly, in today’s world, there is still crime regarding people’s precious belongings being taken,stolen or simply misplaced. This is the reason why many people get their jewellery insured as soon as they get it. As for the people that get their jewellery insured,insurance companies recommend to have your jewellery valued every 2-3 years. Getting your precious jewellery insured basically allows you to give proof to your insurance company that the claim that you’re making is indeed true if you were to make one and it has recently been checked by an independent jeweller or valuer (in the case of your jewellery has been lost or stolen), which then allows them to help you in paying you back so that you can replace your jewellery as soon and as smooth as possible.
buy gabapentin for cats However, to get insurance of your jewellery, you will first need to get professional valuations done of your jewellery, as without it, insurance is virtually not possible at all. The importance of valuation for a piece of jewellery can not be overstated especially in the case of a theft or damage of your jewellery. Your insurance claims can be settled in a matter of days only if you have recently got your jewellery valuations done.
http://roxieontheroad.com/celebrating-25-years-together/72-flamingos20180811_5783/ The reason that your jewellery valuations are so important is that incase you need to reclaim your insurance for your jewellery, you’ll need jewellery valuations to provide a solid proof that the jewellery you’re claiming is actually yours.
But there are other subtle reasons as well. For example, the jeweler who is doing your valuations can quickly check your jewellery’s settings for any damaged and loose pieces as well so that everything is finally mentioned in the valuation report. You might want to get it fixed afterwards!
Another benefit of getting a valuation done increases the chances of the police getting a hold on the thief and finding your jewellery to finally return it back to you. Jewellery valuation certificates usually have a picture of the jewellery along with it; this acts as an added benefit in this case. Without a valid valuation done, generally, nobody would believe the jewellery you’re claiming actually belongs to you. In this situation, you may end up in a very unfair place, losing your jewellery for one, and then having no one believe it belonged to you in the first place, so the police or even your insurance company, neither would be able to help you.
Many experts have repeatedly insisted that your jewellery needs to be valued every three years, especially for bigger pieces and more expensive pieces of your jewellery. We understand that it sounds like a huge and an unnecessary expense but read further to find out why it is more important than you might actually think it is!
Look at the prices around you in relation to everything; from food to clothes to your bills to even jewellery around the world! Everything is getting pricier as time goes by, as is your living standard getting better. Most people blame high inflation rates for this, but this trend can be seen throughout the world. Now, say you bought a very expensive piece of jewellery around some 10 years ago. The price for it right now, in this day and age, would be A LOT more than it was 10 years ago. Maybe when you bought the jewellery 10 years ago, you got a jeweler do valuation on your piece of jewellery and still have the certificate with you. Your insurance company also has an idea of your jewellery and its price since you have submitted to them your valuation in case of any emergencies. Now, fast-forward 10 years, your beloved piece of jewellery gets stolen. Your insurance company would be having your valuation certificate but, on it, the monetary value for your jewellery would be the same that it was 10 years ago.So therefore, it is extremely important to have your jewellery valued, preferably every 3 years or so. This would give your insurance company a clear idea of how much it cost initially, but in today’s day and age, how much it would cost for you to replace your jewellery so they can help you accordingly.
It is very important for you to understand that there are many different types of valuations like; Insurance Retail Replacement, Manufacture Replacement Value, Probate Valuation, Private Sale Valuation, and even Family Division Valuation (specifically done for couples going through separation or divorce).
Therefore, it is extremely important for you to mention to your jewellery valuator what type of a valuation you want! Incase your get any other type of valuation done, like New Replacement Value, it could complicate matters for a unique or antique item which you want to be insured. So, to avoid any type of confusion or problems from occurring, you should just talk to your jeweler in great detail beforehand.
Now that you are aware of why getting your jewellery valued is of so much importance, the people of the UK can come down any day to the most genuine and reliable jewelers; Independent Diamond Report Centre (IDRC)! Let us take care of all your worries and value your jewellery in the most competent costs. Our team is here for your service!